When Should I Call a Personal Injury Attorney
It can be hard to know when to call an attorney. Advertisements for personal injury representation are everywhere – your TV, buses, and billboards. When do you actually need professional help? There are three important factors.
1. You are (probably) not at fault for the accident
If you cause an accident, you may need an attorney, but it will be a different kind altogether. Personal injury attorneys are sometimes referred to as plaintiff’s attorneys because almost all the people they represent have been hurt and are seeking damages from someone else, rather than trying to defend themselves from claims of negligence.
In some cases, you may not know who is at fault for the accident. One common example is an auto-pedestrian claim. If a truck hits a person, who is at fault? Is it the truck driver for not paying attention or the pedestrian for being in the roadway?
Part of any personal injury claim is determining who is responsible for the accident, and who should pay the damages. An attorney can help get that determination right.
2. You are injured
If the accident involves only property damage, most people can work through their claim with only their insurance agent. It is in cases where there are serious injuries that an attorney is needed.
When you have been seriously injured in an accident it can seem impossible to get back to your daily life let alone fight with an opposing party or an insurance company over getting compensation for your injuries.
An attorney will help you collect medical records and bills, help you collect evidence of who is at fault, help you make a case that the other party is at fault, and help you negotiate for fair compensation. Their law firm should keep track of everything for you so that you can focus on getting better.
3. Your medical bills will most likely be more than $3,000.00
In Utah, you cannot sue for compensation for your injuries unless your medical bills come to more than $3,000.00. In cases where medical expenses will be less than $3,000.00, something called personal injury protection (PIP) in your own insurance policy kicks in to cover your injuries. PIP is a bit more complicated. See the full article to understand more about it.
You can call your insurance agent and start the process of claiming your PIP benefits yourself. It is only when you are going to need more than PIP can provide that you definitely need an attorney.