You Were Hurt in a Car Accident That Wasn’t Your Fault, Now What?
If you’ve been injured in a car accident, we can help. Our attorneys represent hundreds of car accident victims every year and know what it takes to make sure you get fair compensation from insurance companies.
Most people who have been in an accident have a lot of questions: Who is going to pay my medical bills? Do I have a good case? How can I support my family if I can’t work? How long is it going to take? Do I need an attorney? What should I do next? At the our law firm, “The Advocates” Driggs Bills & Day, we are here to help you through the insurance maze and legal system to make sure you’re fairly compensated for your injuries and other losses. Since 1993, our attorneys have recovered more than $100 million for our clients. We have hundreds of active cases working through the legal system. Our attorneys are experienced trial lawyers and are dedicated to helping you and answering your questions.
Quite simply, insurance should pay for your medical bills. That’s why we all buy insurance. However, figuring out whose insurance will pay is more complicated.
Utah law requires all automobiles to have liability insurance and personal injury protection (known as PIP). Liability coverage is provided by the at-fault driver’s insurance for the other party’s injuries. For instance, if you are rear-ended, the driver that hit you is liable and his insurance should pay as part of liability insurance. PIP, on the other hand, is provided by the injured party’s own insurance and must be used before liability insurance. For example, if the medical bills from getting rear ended are $5,000 your insurance would typically pay the first $3,000 as PIP insurance, and the at-fault driver’s insurance would pay the remaining $2,000.
Although there are a myriad of factors that go into how good a case is, there are two questions that can help you know if your case would be good.
First, was the accident someone else’s fault? If someone ran a red light and hit you, they should be liable, but if you ran the red light, the accident was your own fault.
Second, are your medical bills over $3,000? If not, you should be able to get your own insurance to pay all your bills under PIP without much hassle. If your bills are over $3,000, then PIP would likely be exhausted and you would have to get the at-fault driver’s insurance to pay. That is where we can help.
If you have any question as to whether you have a good case, give us a call and you can talk it over with an attorney for free.
The most important thing you can do at this point is document everything. This will protect your rights by making it possible to prove your case later, in court if necessary.
- TAKE PICTURES – Take pictures of your injuries and your vehicle.
- LOST WAGES – Keep a record of all the time you were unable to work because of your injuries.
- KEEP A JOURNAL – Keep a record of all your complaints and how your injuries progress.
- YOUR DOCTOR – Keep appointments with your doctor and see him or her as often as necessary for treatment of your injuries.
- MEDICAL BILLS – Keep a copy of all your medical bills and related expenses (such as prescriptions).
- WITNESSES – Make sure you have the name, address and phone number of any witnesses to your accident.
- CAR REPAIR – Don’t have your car fixed until you are sure you have pictures of it.
Last, you should not talk to anyone from an insurance company about your injuries. They will be trying to gather information to get a lower settlement or avoid paying you altogether. If you are represented by an attorney, you can refer all calls to him.
How Can I Support My Family if I Can’t Work?
In addition to paying medical bills, PIP also provides payment for lost income up to $250 per week for a maximum of one year. PIP can also provide $20 per day for household services. Contact your insurance company for more information about your PIP benefits.
Even with all that help from PIP, the medical bills can still stack up. In such cases, if you have a good case, we may be able to work with your doctors and services providers to put a lien on any settlement we get for you. That way, you can get the treatment you need to get better and your accounts won’t go to collections.
An attorney can take care of getting you fairly compensated for your injury while you focus on getting better. Insurance companies are in business to make money and accordingly, they will try to minimize your claim.
You can protect yourself and your rights by hiring an attorney. A good lawyer understands the way insurance companies work and has the additional leverage of threatening legal action if a fair settlement is not reached. We can help you get a larger settlement and do it faster than if you are unrepresented.
We realize that accident victims can sometimes be in a tough spot financially, so we pay all of your legal costs up front and only collect from you if we win.
In addition, there are many pitfalls in the process that a good attorney will be aware of and will help you avoid. One of these issues is the statute of limitations, which limits the amount of time you have to sue for your injuries (as little as one year). In order to avoid losing your claim, it is usually best to consult an attorney sooner rather than later.
Automobile Accident Laws
After your auto accident injury, you may be wondering about what laws are in place to protect your rights and help you receive compensation for your injuries and damages. Every driver on the road has a responsibility to obey traffic laws, such as speed limits, use of turn signals and headlights, maintaining control of the vehicle, avoiding driving while drowsy or under the influence of drugs or alcohol. If you were hit by a drunk driver, then the person who hit you and caused the accident was clearly in violation of certain traffic laws, and is thus responsible under state automobile accident laws to pay for the damages and injuries sustained in the car wreck. The cost of these damages is usually too much for one person to handle. That is why it is required by law that each automobile driver be insured. If the person who hit you was insured, then your automobile accident lawyer will help you go after his or her insurance company to recover the compensation that you need to make up for the cost of your medical bills, auto damage, lost wages, pain and suffering, etc.
Automobile Accident Case Settlement
If you are not at fault in a car accident, whether you were hit by a drunk driver late at night or hit by a semi truck for a commercial company or just hit by a car while crossing an intersection, you have the right to a fair settlement from the insurance company, and your car accident lawyer at The Advocates can help you get it. A fair settlement will help you make up for lost time at work after your auto accident, will help pay your medical expenses, and will help compensate you for the pain and suffering you endured as a result of another driver’s negligence. Let an experienced auto accident attorney help you get the settlement you deserve.
For a free consultation with an attorney, call 801-326-0809, or simply tell us about your case here.