There are a lot of things that you need to take care of after a car accident. From police reports to exchanging information with the other driver and insurance; your adrenaline can put your body into survival mode and mask a potentially dangerous injury.
When should you go to the hospital after an accident?
If you are experiencing any pain after your accident, especially in your neck or back, visit a hospital as soon as possible. Visiting a doctor in these situations also has another potential benefit by assisting you in your legal claim. Just like it is important to have official documentation of the incident, such as a police report, the medical reports that your doctor records are equally valuable to your car accident lawyer. Keep appointments with your doctor and see them as often as necessary for treatment of your injuries.
Who pays your medical bills?
Insurance should pay for your medical bills, but figuring out what parties insurance will pay can get confusing. There are two main insurance policies that you deal with when
Utah law requires all automobiles to have liability insurance and personal injury protection (PIP). The at-fault driver’s insurance provides the liability coverage. For example, if you are rear-ended, the driver that hit you is liable and his insurance should pay as part of the liability insurance.
The injured party’s own insurance provides the PIP and it must be used before the liability insurance. This means if the medical bills from getting rear ended are $5,000 your insurance would typically pay the first $3,000 as PIP insurance, and the at-fault driver’s insurance would pay the remaining $2,000.
Keep a Medical Journal
It is a good idea to keep a record of all of your injuries and the progression of your injuries. Having this information along with your medical records is great information to have on hand if you pursue a personal injury case. It will provide your attorney with additional information about your experience and life after your accident that can support your case.
Call an attorney today!
Even incidents that seem minor, seeking legal assistance can help you streamline the process. Whether you are dealing with an insurance company or a lawsuit, an Advocate can help you along the way. Give us a call anytime for a free consultation!